Commercial Opportunity

As an FMJ Agent you can participate in commercial insurance as frequently or infrequently as you feel comfortable.  We have designed a customized education path for our agents who would like to actively write commercial insurance, as well as a support system for our agents who simply want to refer commercial insurance to support staff.  Both options allow agents to share in commissions on binding new business and renewals.
By developing a greater understanding and focus on commercial insurance, you can move further away from what consumers view as the “commodity side” of our business.   The more specialized your knowledge, the more you are viewed as an industry expert, the greater your earning potential.  Just as with personal lines business, FMJ Agents have access to the majority of top-rated national and regional commercial insurance carriers, meaning you will be able to write virtually any market you approach.

Types of business FMJ agents write everyday:
♦ Artisan Contractors (commercial auto, general liability, workers comp, inland marine)
♦ Retail Businesses (Hair salons, pizzerias, dry cleaners, etc.)
♦ Professional offices
♦ Restaurants
♦ Garages, gas stations, auto body repair
♦ Habitational – Condo complexes, apartments, mixed use (retail and habitational combined)
♦ Daycare, nursery schools, nursing homes, convalescent centers
♦ Truckers – Sand & Gravel, short and long haul
♦ Medical Specialty Offices & Services including medical malpractice
♦ Lessor’s Risk (buildings owned and rented out)